Be certain you have the coverage you need

Your home is probably the largest purchase you’ll ever make. And it’s not just an investment — it’s the hub of your family’s everyday life. That’s why you need to protect your home against fire, floods or other disasters — threats that can change everything in the blink of an eye. When something happens to your home or your family’s possessions, the distress can be overwhelming. The last thing you want to worry about is how you’ll replace what’s been lost. With comprehensive homeowner’s insurance, you’ll have the peace of mind of knowing that your property and its contents are protected.

Condo Insurance

Many condo and co-op unit owners mistakenly assume that their building’s master insurance policy covers them fully — and that can lead to big problems. In addition to securing your own insurance coverage, you need to be aware of any changes to your association’s master policy, so you can avoid coverage gaps.

Boat Insurance

You finally found the right boat but you aren’t quite ready to take it out on the water. Let’s eliminate any uncertainties so you can enjoy the real fun!
Before you launch your boat you’ll need to know where your homeowner’s policy ends and where your boat owner’s policy should start. Boat insurance covers you from trailering to the marina, to side-swiping a dock, to reimbursing you for weather-damaged equipment, and perhaps most importantly, covering you in case you, your passengers or anyone else is injured due to negligence.

Equine Insurance

Whether you’re a personal owner or running a commercial operation, your horses are a source of pride and pleasure. But along with the special buildings and equipment they require, they are also valuable assets that you want to protect. And you need to be prepared for liabilities that could arise.

Contact RiskProJoe today to discuss how you can achieve a higher level of protection.